The journey through recovery
Eight steps, automated end-to-end. You only step in when you choose to escalate — Payre handles every letter, reminder, and record in between.
- 1
Submit your claim
Provide the invoice, contract, or correspondence behind the debt. Payre assembles your case in minutes — no paperwork, no calls, no scheduling.
- 2
Legitimise the claim
Confirm your identity and the validity of the debt. Verification gives the claim a public status the debtor — and any future court — can trust.
- 3
Send a polite reminder
Payre opens with a courteous nudge — a friendly email and SMS asking the debtor to settle before things escalate. Most claims close right here.
- 4
Issue a letter of demand
If the reminder is ignored, Payre generates a formal letter of demand — branded under your name, dated, and downloadable as a PDF the debtor can take seriously.
- 5
Engage a lawyer
When you want more weight, request legal representation. Payre's partner law firm issues a lawyer-signed letter of demand under a Warrant to Act — without you ever stepping into a chambers.
- 6
Send postage
Trigger physical postage of the demand letter to the debtor's address. Useful when emails go unanswered or when proof of physical delivery is needed.
- 7
Escalate when ignored
Add late-payment penalties, announce a court notice, or report the debtor's payment practice publicly. Each escalation is one click — and on the public record.
- 8
Confirm repayment
When the money arrives, mark the repayment on Payre. The claim closes, the debtor's reputation is restored, and your dashboard logs the full history end-to-end.
Payre partners with Clyde & Co — a global law firm with local expertise. When a claim escalates to court proceedings, our partner firm will step in on your behalf.
How the platform works
The features that make every step above feel like one continuous flow rather than eight separate jobs.
A single dashboard
Every claim, status, and document lives in one place. No spreadsheets, no inbox archaeology.
State-aware actions
Each option only unlocks once its prerequisites are met — so you never escalate too early or skip a step that protects the claim.
Downloadable PDFs
Every demand letter, lawyer letter, and authorization letter is generated as a sealed PDF you can download and forward.
Lawyer in one click
Skip the discovery calls and engagement letters. Request legal representation directly from the claim page; revoke it just as easily.
Multi-channel delivery
Reach the debtor through email, SMS, a shareable claim link with PIN, and physical postage — Payre tracks every channel together.
A public reputation record
Report the debtor's payment practice when justified. Their record becomes searchable — and so does your stance as a creditor who reports fairly.
You stay in control at every escalation
Payre never escalates without your sign-off. Each option is state-dependent — only enabled once the claim is ready — and every step you authorize is logged on the claim's public record.
Authorize each escalation before it goes out
Every action recorded against the claim
Stop, pause, or settle whenever the debtor pays